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Best Home Warranties for 2023

We created a guide to the best home warranty companies to help you find the best company to choose. With a good warranty, you can reduce your out of pocket expenses.

Top Providers

1

Most Popular

Choice Home Warranty

1 month free + $50 off

Excellent

5/5

2

Select Home Warranty

2 months free + $150 off

Excellent

4.7/5

3

ServicePlus Home Warranty

$200 off + 2 months free

Excellent

4.5/5

3

Liberty Home Guard

$200 Off + 1 Free Month

Very Good

4.5/5

4

Amazon Home Warranty

$100 off and one month free

Very Good

4.3/5

3

Home Service Club

One month free + $75 discount

Very Good

4.5/5

4

First American Home Warranty

$100 off + Unlimited
Service Calls

Good

4.3/5

8

AFC Home Club

Save up to $150 when
you sign up today

Very Good

4.2/5

5

American Home Shield

$50 off for multiple properties

Good

4.1/5

6

ServicePlus Home Warranty

$200 off + 2 months free

Excellent

4/5

1

Most Popular

Choice Home Warranty

Excellent

4.9/5

2

Select Home Warranty

Excellent

4.7/5

3

Amazon Home Warranty

Very Good

4.5/5

4

Total Home Protection

Excellent

4.4/5

5

Home Service Club

Good

4.3/5

5

Harmony Home Warranty

Excellent

4.3/5

6

First American Home Warranty

Very Good

4.2/5

7

AFC Home Club

Very Good

4.2/5

8

American Residential Warranty

Good

4/5

Comparison Tool

Compare the top home warranty companies near you to see what you get for your money and how each company can help you.

Our comparison tool ranks and reviews all the best home warranties. 

Our Top Choice 2023

Get one month free
+ $50 off

What is a Home Warranty?

A home warranty is essentially a warranty that covers both the cost of repairs to your home and anything inside the residence. It works in the same way that your auto insurance does. When you’re in an accident, your auto insurance kicks in to help you and pay for any repairs you need as well as any medical bills that arise. A home warranty often has a small deductible. As long as you pay that deductible, the warranty covers the rest of the repair cost. You might find one with a small deductible or one that immediately pays for the repair without requiring a dime of your money. Always make sure that the plan you choose is affordable and fits your budget.

Why a Homeowner Would Need a Home Warranty

Many people have the option of purchase a home warranty plan and turn it down because they think that they’ll never use it and that they’re throwing away money every month. A home warranty can give you the peace of mind that you need when moving into a new home or when you want some extra protection for your current home. The small amount that you pay every month lets you know that you can avoid expensive repair bills. When a dishwasher or washing machine breaks down, it might cost hundreds to repair the appliance or get a new one. If a leaky roof comes down in the middle of the night, it can easily cost a few thousand dollars to fix the damage. A home warranty covers everything in your home and kicks in whenever you need help. You can get those repairs done, even if you don’t have an emergency fund. With a home warranty, you may pay a service fee as little as $50 to $100.

1

Most Popular

Choice Home Warranty

Excellent

4.9/5

What Does a Home Warranty Cover?

It’s almost easier to name the things that a home warranty doesn’t cover than to name all the things that it does. Not only does it cover the walls and every area of your home from the foundation to the roof, but it will also cover everything inside your home too. You can use your warranty to cover repairs to many things, including:

  • Plumbing system
  • Electrical system
  • Small and large appliances
  • Built-in microwaves
  • Roof
  • Walls
  • Foundation
  • Flooring
  • Water heater

Another thing to keep in mind is that a home warranty covers modern HVAC systems as well as old air conditioners and furnaces. Some plans will even cover the electronics in your home, including televisions and computers.

How Much Does a Home Warranty Cost?

Though you might think that a home warranty costs more than you can afford, most of these plans can fit into any budget. Though some work in the same way that insurance plans do and charge a monthly fee and have a deductible, the plans we found are much easier to use. You simply pay one amount when you sign up for the plan, which will then cover you for the next few years. Some plans even offer continued support and give you the option of extending your plan later. Let’s say that you find a home warranty plan that costs $100. When you file a claim, you pay either a deductible or a small service fee that covers the cost of a repair tech coming to your home. That is all you will ever pay though. Even if your repair costs $2,000 or more, you only pay the initial cost for the warranty and your service fee or deductible. Most plans cost just a few hundred dollars or less. Some break down the costs by day and let you get coverage for a few dollars or less per day.

How to Get a Home Warranty

The best time to buy a home warranty is when you buy a new home and purchase insurance coverage. That doesn’t mean that only new homeowners can buy a warranty though. Whether you bought a house last year or lived in the same home for a decade or more, you can go online and buy the perfect warranty for you. We highly recommend that you check out our section on the best home warranty companies and that you then use our comparison page to see how each company stacks up to the competition. It’s also helpful to look at what the warranty covers, including whether it will try repairing your appliances multiple times before finally replacing them. Our site makes it easy to find the top warranty provider. You can then use our links to visit the company, sign up for a plan and pay a fee to get the protection that you and your home needs.

1

Most Popular

Choice Home Warranty

Excellent

4.9/5

Get one month free
+ $50 off

Copyright © 2023 Top10-homewarranty · All Rights Reserved

Best Home Warranties for 2023

We created a guide to the best home warranty companies to help you find the best company to choose.

Even with a good inspection, you might miss some things, which is when a home warranty comes in handy. Not only does the warranty cover major damage to your home, but it covers the appliances and other things that you might purchase later.

Advertising Disclosure

The information we provide you is free of charge and a result of extensive research by our home warranty experts. We use affiliate links on our site that provide us with referral commissions. While this fact may not influence the information we provide, it may affect the positioning of this information.

1

4.9/5
5

Rating

Top Choice 2023

Our number one choice for the best home warranty company.

2

4.7/5
1

Rating

The best home warranty company for those concerned with roofing issues.

3

4.5/5
1

Rating

Offers good comprehensive coverage for home systems and appliances.

4

4.4/5
5

Rating

The best option for those who need to cover expensive appliances and major repairs.

5

4.3/5
1

Rating

The best option for those who want access to a range of contractors.

6

4.2/5
1

Rating

The best option for those looking to save money on a home warranty.

7

4.2/5
1

Rating

A good option for those who want more than just a warranty.

8

4.1/5
1

Rating

A solid choice for those who want to know what they get from a warranty.

9

4/5
1

Rating

A strong warranty that includes many licensed and insured contractors.

.

Most Popular

1

9.9

5/5

Choice – Best overall home warranty company. Top tier service with over 2 million handled claims.

2

9.7

4.7/5

Select – The best option for major home appliances and systems with a reasonable monthly rate.

3

9.5

4.5/5

ServicePlus Home Warranty – Offers good comprehensive coverage for home systems and appliances.

3

9.6

4.6/5

Liberty –  A highly rated home warranty provider with excellent customer service and comprehensive coverage.

4

Amazon Home Warranty

9.3

4.3/5

Amazon Home Warranty –  Budget friendly option with 30 and 90-day guarantees

3

Home Service Club

9.5

4.4/5

The Home Service Club – An affordable home warranty plan that covers most items around the house.

4

9.3

4.3/5

First American Home Warranty – Trusted company that allows tailor-fit warranty to customers.

5

9.2

4.1/5
American Home Shield – All plans include insurance to protect your home.

6

9.0

4.5/5

ServicePlus Home Warranty – Offers good comprehensive coverage for home systems and appliances.

1

Most Popular

Rating

9.9

5/5

$50 off + 1 free month

2

Rating

9.7

4.7/5

$150 off + 2 free months

3

Rating

9.6

4.6/5

$200 Off + 1 Free Month

4

Home Service Club

Rating

4.3/5

9.3

Covered more than 990,000 homes

5

Rating

9.2

4.2/5

6

First American Home Warranty

Rating

9.1

4.1/5

Request service open 24/7

5

Rating

9.3

4.3/5

Save $100 + 2 months free coverage

7

AFC Home Club

Rating

9.2

4.2/5

Choose your own licensed technicians

8

American Residential Warranty

Rating

9

4/5

All plans include insurance to protect your home

Comparison Table

What is a Home Warranty?

A home warranty is essentially a warranty that covers both the cost of repairs to your home and anything inside the residence. It works in the same way that your auto insurance does. When you’re in an accident, your auto insurance kicks in to help you and pay for any repairs you need as well as any medical bills that arise. A home warranty often has a small deductible. As long as you pay that deductible, the warranty covers the rest of the repair cost. You might find one with a small deductible or one that immediately pays for the repair without requiring a dime of your money. Always make sure that the plan you choose is affordable and fits your budget.

Why a Homeowner Would Need a Home Warranty

Many people have the option of purchase a home warranty plan and turn it down because they think that they’ll never use it and that they’re throwing away money every month. A home warranty can give you the peace of mind that you need when moving into a new home or when you want some extra protection for your current home. The small amount that you pay every month lets you know that you can avoid expensive repair bills. When a dishwasher or washing machine breaks down, it might cost hundreds to repair the appliance or get a new one. If a leaky roof comes down in the middle of the night, it can easily cost a few thousand dollars to fix the damage. A home warranty covers everything in your home and kicks in whenever you need help. You can get those repairs done, even if you don’t have an emergency fund. With a home warranty, you may pay a service fee as little as $50 to $100.

What Does a Home Warranty Cover?

It’s almost easier to name the things that a home warranty doesn’t cover than to name all the things that it does. Not only does it cover the walls and every area of your home from the foundation to the roof, but it will also cover everything inside your home too. You can use your warranty to cover repairs to many things, including:

  • Plumbing system
  • Electrical system
  • Small and large appliances
  • Built-in microwaves
  • Roof
  • Walls
  • Foundation
  • Flooring
  • Water heater

Another thing to keep in mind is that a home warranty covers modern HVAC systems as well as old air conditioners and furnaces. Some plans will even cover the electronics in your home, including televisions and computers.

How Much Does a Home Warranty Cost?

Though you might think that a home warranty costs more than you can afford, most of these plans can fit into any budget. Though some work in the same way that insurance plans do and charge a monthly fee and have a deductible, the plans we found are much easier to use. You simply pay one amount when you sign up for the plan, which will then cover you for the next few years. Some plans even offer continued support and give you the option of extending your plan later. Let’s say that you find a home warranty plan that costs $100. When you file a claim, you pay either a deductible or a small service fee that covers the cost of a repair tech coming to your home. That is all you will ever pay though. Even if your repair costs $2,000 or more, you only pay the initial cost for the warranty and your service fee or deductible. Most plans cost just a few hundred dollars or less. Some break down the costs by day and let you get coverage for a few dollars or less per day.

How to Get a Home Warranty

The best time to buy a home warranty is when you buy a new home and purchase insurance coverage. That doesn’t mean that only new homeowners can buy a warranty though. Whether you bought a house last year or lived in the same home for a decade or more, you can go online and buy the perfect warranty for you. We highly recommend that you check out our section on the best home warranty companies and that you then use our comparison page to see how each company stacks up to the competition. It’s also helpful to look at what the warranty covers, including whether it will try repairing your appliances multiple times before finally replacing them. Our site makes it easy to find the top warranty provider. You can then use our links to visit the company, sign up for a plan and pay a fee to get the protection that you and your home needs.

Copyright © 2023 Top10-homewarranty · All Rights Reserved